Attorney Scott Wright
PI Lawyer Melbourne FL – Full Coverage Insurance and Accidents
Hi. I’m attorney Scott Wright. When I meet with clients for the first time and I ask them about their insurance coverages, I often hear, “I have full coverage.” I refer to that as the “full coverage myth.” Because in Florida, there is no standard meaning to “full coverage.” A person is fully insured from the standpoint of being able to lawfully operate an automobile on the highways of Florida if they carry Personal Injury Protection, or PIP coverage, and property damage liability. Those are the only two required forms of coverage to be driving lawfully. There are many other forms of coverage, optional forms, such as Bodily Injury Liability, Uninsured Motorist, Comprehensive, Collision, Medical Payments, and there are questions about the limits and deductibles attributable to those additional kinds of coverages. If you’d like to discuss your insurance coverages and how they might apply to your claim, you can reach me 24 hours a day, 7 days a week at 321-723-1997. I look forward to speaking with you.